Medicare Made Simple
Turning 65, still working, or already on Medicare? Understanding your options doesn't have to be overwhelming. Explore our Medicare resources and get personalized guidance to help you make confident decisions.
The Medicare Annual Enrollment Period is Oct 15 – Dec 7 — see what's changing this year →
Turning 65? Still Working?
Answer two or three quick questions to see which Medicare rules may apply to you — and what to look into next.
Question 1 of 2
Where would you like to start?
Pick the topic that matches your situation. Each one opens its own easy-to-read guide.
Medicare Basics
New to Medicare? Start Here.
What Medicare is, how Parts A, B, C, and D fit together, and what it does and doesn't cover.
Learn MoreMedicare Enrollment
Know When and How to Enroll.
Your turning-65 checklist, the main enrollment periods, how to sign up, and how to avoid penalties.
Learn MoreStill Working at 65?
Understand Medicare and Employer Coverage.
How Medicare works with employer insurance, HSAs, COBRA, and what to do when you retire.
Learn MoreExplore Medicare Coverage Options
Find Coverage That Fits Your Needs.
Medicare Advantage, Medigap, Part D, and how to compare costs, networks, and drug coverage.
Learn MoreAlready Have Medicare?
Make Sure Your Coverage Still Meets Your Needs.
When you can change plans, how to review your coverage, and what to do if your needs change.
Learn MoreMedicare Savings & Extra Help
Explore Programs That May Help Lower Your Costs.
Medicare Savings Programs, Extra Help with drug costs, Medicaid, and Dual-eligible Special Needs Plans.
Learn MoreMedicare Late Enrollment Penalties
Avoid Costly Penalties That Can Last for Life.
How the Part B and Part D late enrollment penalties are calculated, and how to avoid them.
Learn More
Your Healthcare Insider. Your Advocate.
I'm Mai Huynh, an independent licensed health and life insurance agent in Colorado. My background in healthcare administration helps me explain Medicare in plain language and look at the details that matter to you.
- MHA (Master of Health Administration) and MBA education
- Years of experience inside hospitals and healthcare systems
- Personalized, one-on-one guidance
- English and Vietnamese language support
- Help understanding your coverage options
- Ongoing support after you enroll
Still Have Questions About Medicare?
Medicare decisions are personal. Your healthcare needs, medications, doctors, and budget all matter. Let's review your situation together so you can better understand your options.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week. If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
This website is not connected with or endorsed by the U.S. government or the federal Medicare program. The information on this page is general education, not advice about a specific plan.